Whether you're turning 65, retiring, enrolling in Medicare for the first time, or reviewing your current coverage, we're here to help you understand your options and make informed healthcare decisions for the years ahead.
At Reign Financial Services, we believe Medicare conversations should be clear, educational, and never overwhelming. Our goal is simple: provide the clarity you need to make confident protection decisions while building a relationship you can count on for years to come.
Meet Your Medicare Team.
Reign Financial Services is a women-owned, family-owned financial services firm founded by sisters Yvette Redd and Trinette Ricks, proudly serving clients throughout New Jersey, Pennsylvania, and Delaware.
Together, we combine decades of experience in client education, insurance, and claims. Trinette has spent more than 18 years helping financial professionals educate and serve their clients, while Yvette brings more than 30 years of insurance claims experience, providing valuable insight into how coverage works when people need it most.
We believe Medicare conversations should begin with education, not pressure. That's why we take time to understand your goals, answer your questions, and explain your options in plain language before discussing coverage. Whether you're preparing for Medicare, already enrolled, or simply exploring what's next, we're here to help you make informed decisions with confidence.
New to Medicare?
Medicare doesn't begin with choosing a plan. It begins with understanding your options.
We'll help you navigate questions like:
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When should I enroll?
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Can I keep my employer coverage?
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Will I be subject to penalties if I wait?
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What's the difference between Medicare Supplement and Medicare Advantage?
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How do prescription drug plans fit in?
Our role is to help you understand your choices so you can make informed decisions with confidence.
Already Enrolled?
Medicare isn't a one-time decision.
Your healthcare needs, prescriptions, physicians, and budget may change over time. That's why we encourage regular Medicare reviews to ensure your coverage continues to meet your needs.
Whether you've recently moved, retired, changed medications, or simply haven't reviewed your coverage in a while, we're happy to help you evaluate your current Medicare options.
Healthcare Costs Don't End with Medicare
Many people are surprised to learn that Medicare doesn't cover every healthcare expense.
Hospital deductibles, transportation, follow-up care, recovery at home, caregiving support, and other out-of-pocket costs can all affect your retirement budget.
We'll help you understand where potential gaps may exist and discuss healthcare protection solutions that may help provide additional financial support during recovery.
Creating Your Retirement Paycheck
Preparing for retirement isn't only about building savings. It's also about creating a dependable monthly paycheck from the resources you've worked hard to accumulate.
As retirement approaches, many people begin asking questions like:
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Will my income last?
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When should I claim Social Security?
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How can I create reliable monthly income?
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How will healthcare costs affect my retirement?
We're happy to help you begin those conversations when the time is right.
Protecting the People You Love
As life changes, so do the responsibilities we have to those we love.
Whether your goal is helping protect your family's future, reducing financial burdens, or preparing important information for those who may one day need it, we'll help you explore practical solutions that fit your needs and priorities.
Protection is about more than insurance. It's about helping the people you love navigate life's next chapter with confidence.
Covered. VIP
Education doesn't stop after one conversation.
Covered. VIP is our monthly publication designed specifically for adults preparing for or enjoying retirement. Each issue features practical conversations about Medicare, healthcare costs, retirement, organization, and protecting what matters most.
Read the Latest Issue of Covered. VIP
August 2026
Upcoming Workshops
Learning together often makes important decisions feel much easier.
Throughout the year, Reign hosts educational workshops covering topics such as:
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Understanding Medicare
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Organizing Important Documents
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Healthcare Protection
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Retirement Paychecks
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Healthy Aging
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Preparing for the Future
View upcoming events or contact us to learn what's coming next.
Frequently Asked Questions
When should I start learning about Medicare?
We recommend beginning the conversation several months before your 65th birthday so you have time to understand your options and important enrollment deadlines.
Do I have to enroll in Medicare at age 65?
Not always. Your situation, including employer coverage, may affect when enrollment makes the most sense.
Can I keep working after enrolling in Medicare?
Yes. Many people continue working while becoming eligible for Medicare. We'll help you understand how employer coverage and Medicare may work together.
How often should I review my Medicare coverage?
A yearly review is a good way to make sure your coverage continues to meet your healthcare needs and budget.
Do you only help people enrolling for the first time?
No. We also help individuals who are already enrolled and want to review their current coverage or discuss changes.
Does it cost anything to meet with you?
No. Our Medicare conversations are provided at no cost to you, and there's no obligation to enroll in a plan. If you choose to enroll through Reign Financial Services, we may be compensated by the insurance carrier. That compensation does not increase the cost of your plan.
How do I contact Reign Financial Services?
We're here to help. Whether you have a quick question or you're ready to schedule a conversation, feel free to call, text, or email either of us anytime.
Trinette Ricks
Licensed Insurance Agent
📞 856.905.5984
✉️ trinette@myreignfinancial.com
Yvette Redd
Licensed Insurance Agent
📞 610.405.7609
✉️ yvette@myreignfinancial.com
Medicare &
Retirement.
Covered.
Reign Financial helps individuals and families throughout New Jersey, Pennsylvania, and Delaware navigate Medicare, healthcare decisions, and retirement through education, relationships, and ongoing support.
Whether you're just beginning your Medicare journey or simply looking for a trusted resource, we'd be honored to help.
Life Happens. Reign Has You Covered.